Masonry Magazine April 1975 Page. 22
Perlite Filled Cavities Conserve Energy.
Heat transmission can be reduced by 50% or more when silicone treated perlite loose fill insulation is poured into the hollow cores of concrete block or cavity type masonry walls. In fact, cavity walls of face brick and tile show a 63% reduction! But that's not all. Silicone treated perlite loose fill insulation is water repellent-indefinitely.
Specs call for a concrete block wall? Perlite loose fill insulation can help too! By filling the core holes with perlite loose fill insulation your fire rating will be doubled to 4 hours and your "U" factor improved by 54%. And you don't have to worry about permanence. Silicone treated perlite is inorganic and rot, vermin and termite proof. And it's non-combustible with its fusion point of 2300°F.
Even a veneer wall of brick and concrete block can show a 52% improvement in insulating value when filled with loose fill perlite. Don't worry about settling -silicone treated perlite supports its own weight in the wall without settling-and it's easy to handle too! Thanks to its countless glass-like cells it's light-weight and easily poured. It's quick-it's inexpensive and it's permanent-the perfect material for insulating masonry walls.
Perlite Institute, Inc.
45 West 45th Street
New York, N.Y. 10036 212-265-2145
Washington Wire
It is relatively easy to finance such deficits at a time of recession, because credit demands of consumers and business fall significantly. But private credit demands will revive as the recovery gets under way. And the Treasury will still be borrowing heavily to finance all of the coming red ink.
THIS WILL POSE CHALLENGES for the credit-controlling Federal Reserve. It could print money to underwrite these huge, over-all demands for credit. But that would risk throwing away all the progress on the inflation front. Or the Fed could simply refuse to finance the additional credit demand fully. But that would send interest rates soaring and possibly abort the recovery.
THE FEDERAL RESERVE WILL PROBABLY OPT FOR A MIDDLE COURSE in the end. It may ease more that it feels wise, to see the Treasury's debt financed-and that interest rates don't skyrocket again. But it will not underwrite all credit demands that will be emerging. So rates could begin to edge up.
A growing number of analysts now feel that interest rates by year-end will be higher than those prevailing today.
COMPREHENSIVE LEGISLATION TO MEET ENERGY PROBLEMS get more elusive. The Ford Administration and Congress can't seem to come together on a plan. Many in the Congress feel Ford's program poses real danger for the economy. His oil taxes would be very inflationary while harming chances for recovery. Congress is convinced that his tax rebates wouldn't offset the higher taxes. But the lawmakers cannot agree on a specific proposal they can all support. One problem could be the public's unwillingness to believe a crisis exists.
The end result may be a patchwork program that will combine a gasoline tax, some decontrol of oil and gas, and the tariff.
FINANCING PLANS TO SAVE THE SOCIAL SECURITY SYSTEM are being readied. The Ford Administration intends to send proposals to Congress before summer. It will urge increasing payroll taxes rather than tapping general revenues. An increase in the amount of earnings subject to taxes will get preference. Some experts want to lift the wage base from the current $14,000 to $25,000. A tax-rate increase would be the second choice of the Ford Administration. It fears a rate boost will upset workers more than a higher earnings limit.
Some lawmakers vow to act this year to reassure worried beneficiaries. But most officials and politicians prefer to delay the tax hike till 1977. They fear deepening the recession and risking anger from voters at election time.
CONGRESS WILL ENACT A BILL TO MONITOR FOREIGN INVESTMENT in the U.S., despite opposition from the Ford Administration. Many lawmakers are afraid that the Arab nations will use their oil wealth to buy American companies or at least extend their present lever.