Masonry Magazine February 1982 Page. 11
Basic health insurance is fine for basic medical bills. But when you have major hospital expenses, you need extra protection - The MCAA In-Hospital Indemnity Plan.
You probably now have basic hospital/medical insurance that pays a large portion of your health care costs. This coverage is good for ordinary medical bills, or even a brief hospital stay.
But when a major accident or illness strikes, the hospital and medical costs not paid by your basic health insurance can add up to thousands of dollars.
How does this happen? To help keep your rates down, many health insurance plans have a deductible and an 80%/20% co-insurance feature. So when you have eligible hospital or medical bills, you pay the deductible amount (for example, $100); then your insurance pays 80% of your covered costs up to the policy limit.
But under such a plan, you would still owe 20% of the bill! If your costs totalled $10,000 (not unusual for a two-week hospital stay due to major surgery), you would end up paying more than $2,000 out of your own pocket.
If you're looking for a simple, affordable way to avoid the risk of such large out-of-pocket expenses, MCAA can help. Our In-Hospital Indemnity Plan offers you and your spouse a choice of daily hospitalization benefits from $30 to $100-plus benefits of $30 or $50 a day for each dependent child. There's even a special Medicare Supplement Plan for MCAA members and spouses age 65 and older.
These benefits are payable in addition to any other insurance you have from the very first day you're hospitalized up to 730 days. Plus, your daily benefit automatically increases 50% if you're confined to an Intensive Care Unit for more than 24 hours.
You and your family are guaranteed acceptance in this MCAA-sponsored plan; and you're also guaranteed economical group rates through the mass-buying power of your Association.
For faster service, call James Group Service, Inc. toll-free at (800) 621-5081. (In Illinois, call (312) 236-0220 collect.)
For more information on the MCAA In-Hospital Indemnity Plan, simply complete and mail the coupon. Our Insurance Administrator, James Group Service, Inc., will send you a brochure and enrollment form so you can enroll right at home. There's no obligation, of course.
Underwritten by:
NORTH AMERICAN LIFE
AND CASUALTY COMPANY
NALAC 1750 Hennepin Avenue, Minneapolis, MN 55403
Mail to:
MCAA Insurance Administrator
James Group Service.Inc.
230 West Monroe Street - Suite 950
Chicago, Illinois 60606
Sponsored by:
Please send me a brochure and enrollment form for the
MCAA In-Hospital Indemnity Plan. I understand there is no
obligation, and no salesperson will call.
Name
Address
City
State
ZIP
This ad is paid for by James Group Service, Inc.
282
MASONRY/FEBRUARY, 1982 11